Friday, November 30, 2012

Financial Peace University


Money can become quite an issue if you don’t know how to handle it.  If you are married, however, the greater issue is knowing how to communicate with each other and come to an agreement about how to handle it.  Dave Ramsey’s Financial Peace University is a great resource to help learn how to do this.  (No, this isn’t sponsored.)

My husband and I went through the course soon after we bought a house and I had quit an unhealthy job.  We weren’t bad at budgeting, and had handled our finances fairly well, considering.  However, we wanted to learn more about doing it God’s way, and it never hurts to get pointers.

FPU (Financial Peace University) started out by giving us some great guidelines for getting on the same page, as well as how to negotiate.  (It also helps that he’s fun to watch and listen to.)  He talks about a wide variety of financial subjects (like mutual funds, insurances, bargaining, budgeting, giving, etc.) that give you a well-rounded foundational knowledge to get going.

I am thankful that God gave Dave Ramsey a passion for this kind of thing, so that we could enjoy learning how to be good stewards of His money.  We are now out of debt (except for the house), and have three months of expenses saved up.  This is despite the fact that my husband is no longer working and is, instead, going to school.  This was not due to an increase in wages, it was due to a change in perspective.

God is in the business of changing our worldly perspective.  What perspective shift has He been working on in you lately?

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